Risk factors
What every investor should know before investing.
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
General risk factors
- The value of your investment (NAV) can go up or down, depending on factors and forces that affect securities markets, including changes in interest rates, government policy and economic conditions.
- Past performance of a scheme, its sponsor or fund house does not indicate its future performance.
- A mutual fund does not guarantee or assure any return, dividend or income distribution. Distributions depend on the availability and adequacy of distributable surplus.
- A scheme's name does not indicate its quality or its future prospects.
- You may get back less than you invested.
Scheme-specific risks
- Equity schemes carry market and volatility risk, and can fall sharply over short periods.
- Debt schemes carry interest-rate risk, credit risk (the issuer may fail to pay) and liquidity risk.
- Sectoral, thematic and international schemes are concentrated and may also carry currency and country risk.
- Specialised Investment Funds (SIF) may use strategies that carry higher risk than mutual funds, and require a minimum investment of ₹10 lakh.
Every scheme carries a Riskometer showing its risk level. Check it, and the scheme's Scheme Information Document (SID), Statement of Additional Information (SAI) and Key Information Memorandum (KIM), before investing. These are available on the fund house's website and on SEBI's website.
Content on this website is for general information and education. It is not an offer, a solicitation, or personal investment advice.