The Education Horizon
Education costs often climb faster than general inflation — we illustrate that honestly. Default education inflation is 9%; existing savings use an illustrative 12% yearly growth; fresh SIPs still show debt, hybrid, and equity bands so you can stress-test assumptions together at home.
Note for families: School and college costs, coaching, and overseas norms tend to rise faster than the CPI you hear in the news. Treat the inflation slider as a planning stress test, not a prediction. In reviews we usually ask: “What if fees beat our base case by a few points?” — then we size behaviour, not hope.
Your inputs
Default 9% — education inflation typically runs ahead of broad CPI. Many institutions see bursts above that in certain years; use the slider to stress your own assumption.
Illustrative results
Monthly SIPs; returns compound once per year on the year-end balance (including twelve monthly contributions). Education inflation defaults to 9% (often above CPI). Existing savings for this goal use an illustrative 12% yearly growth; fresh SIPs show debt (6%), hybrid (8.5%), and equity-oriented (12%) bands — not guarantees. Actual education costs and market outcomes will differ. This is not investment advice. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.