/* Dhansanchay — advisory-first design system */
:root {
  --color-bg: #f6f4ef;
  --color-bg-elevated: #fdfcfa;
  --color-ink: #15211a;
  --color-ink-muted: #4a5650;
  /* Deep teal aligns with public lockup + newsletter (see assets/logo-teal-bg.jpg) */
  --color-green-deep: #0c4a3e;
  --color-green: #145241;
  --color-green-soft: #1d6b55;
  --color-gold: #b8923c;
  --color-gold-dim: #9a7630;
  --color-line: rgba(15, 47, 36, 0.12);
  --font-display: "Fraunces", "Georgia", serif;
  --font-body: "Source Sans 3", system-ui, sans-serif;
  --radius: 12px;
  --shadow-soft: 0 4px 24px rgba(15, 47, 36, 0.06);
  --header-h: 4.25rem;
  --max: 72rem;
  --ease: cubic-bezier(0.25, 0.1, 0.25, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--color-ink);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-green);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--color-gold-dim);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

/* ——— Header ——— */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(246, 244, 239, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-line);
}

.site-header__inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 1.25rem;
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-decoration: none;
  color: inherit;
  flex-shrink: 0;
}

.brand:hover {
  color: inherit;
}

.brand__logo {
  height: 2.5rem;
  width: auto;
  object-fit: contain;
}

/* Square lockup with baked-in teal (matches F01 / primary brand use) */
.brand__logo--teal-lockup {
  border-radius: 10px;
  box-shadow: 0 1px 4px rgba(12, 74, 62, 0.22);
}

.brand__fallback {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.brand__fallback .brand__name {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.25rem;
  letter-spacing: -0.02em;
  color: var(--color-green-deep);
}

.brand__fallback .brand__line {
  font-size: 0.65rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-gold-dim);
  margin-top: 2px;
}

.nav-main {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.nav-main a {
  text-decoration: none;
  color: var(--color-ink-muted);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 0.5rem 0.65rem;
  border-radius: 6px;
  transition: color 0.2s var(--ease), background 0.2s var(--ease);
}

.nav-main a:hover,
.nav-main a[aria-current="page"] {
  color: var(--color-green-deep);
  background: rgba(26, 77, 58, 0.06);
}

.nav-cta {
  margin-left: 0.5rem;
}

/* Header CTA lives inside .nav-main; nav link rules (.nav-main a / :hover / [aria-current]) otherwise win on specificity and break the button (especially on contact.html). */
.nav-main .nav-cta .btn {
  flex-shrink: 0;
  color: #f8f6f3;
  background: var(--color-green-deep);
  box-shadow: 0 2px 12px rgba(15, 47, 36, 0.25);
}

.nav-main .nav-cta .btn:hover {
  color: #f8f6f3;
  background: var(--color-green-deep);
  box-shadow: 0 4px 20px rgba(15, 47, 36, 0.3);
}

.nav-main .nav-cta .btn[aria-current="page"],
.nav-main .nav-cta .btn[aria-current="page"]:hover {
  color: #f8f6f3;
  background: var(--color-green-deep);
  box-shadow: 0 2px 12px rgba(15, 47, 36, 0.25);
}

.nav-main__login {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  padding: 0.35rem 0.65rem;
  max-width: 17rem;
}

.nav-main__login > a {
  padding: 0.35rem 0;
}

.nav-main__login-note {
  margin: 0;
  font-size: 0.68rem;
  line-height: 1.4;
  color: var(--color-ink-muted);
  font-weight: 400;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.9rem;
  padding: 0.65rem 1.15rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: transform 0.15s var(--ease), box-shadow 0.2s var(--ease);
}

.btn:active {
  transform: scale(0.98);
}

.btn--primary {
  background: var(--color-green-deep);
  color: #f8f6f3;
  box-shadow: 0 2px 12px rgba(15, 47, 36, 0.25);
}

.btn--primary:hover {
  color: #f8f6f3;
  box-shadow: 0 4px 20px rgba(15, 47, 36, 0.3);
}

.btn--secondary {
  background: transparent;
  color: var(--color-green-deep);
  border: 1.5px solid var(--color-green);
}

.btn--secondary:hover {
  background: rgba(26, 77, 58, 0.08);
  color: var(--color-green-deep);
}

.btn--gold-outline {
  border: 1.5px solid var(--color-gold);
  color: var(--color-gold-dim);
  background: transparent;
}

.btn--gold-outline:hover {
  background: rgba(184, 146, 60, 0.1);
  color: var(--color-green-deep);
}

/* Mobile nav */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 0.5rem;
  background: none;
  border: none;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-green-deep);
  border-radius: 1px;
}

@media (max-width: 960px) {
  .nav-toggle {
    display: flex;
  }

  .nav-main {
    position: fixed;
    inset: var(--header-h) 0 auto 0;
    background: var(--color-bg-elevated);
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.25rem 1.5rem;
    border-bottom: 1px solid var(--color-line);
    box-shadow: var(--shadow-soft);
    transform: translateY(-120%);
    opacity: 0;
    pointer-events: none;
    transition: transform 0.3s var(--ease), opacity 0.25s var(--ease);
  }

  .nav-main.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .nav-main a {
    padding: 0.75rem 0;
    border-radius: 0;
    border-bottom: 1px solid var(--color-line);
  }

  .nav-main__login {
    max-width: none;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--color-line);
  }

  .nav-main__login > a {
    padding: 0;
    border-bottom: none;
  }

  .nav-cta {
    margin-left: 0;
    margin-top: 1rem;
  }

  .nav-main .nav-cta .btn {
    width: 100%;
    border-bottom: none;
    border-radius: 8px;
    text-align: center;
  }
}

/* ——— Hero ——— */
.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(3rem, 8vw, 5.5rem) 1.25rem 4rem;
}

.hero__grid {
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: center;
}

@media (min-width: 900px) {
  .hero__grid {
    grid-template-columns: 1.05fr 0.95fr;
    gap: 3rem;
  }
}

.hero__eyebrow {
  font-size: 0.75rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--color-gold-dim);
  font-weight: 600;
  margin-bottom: 1rem;
}

.hero__title {
  font-family: var(--font-display);
  font-weight: 550;
  font-size: clamp(2.35rem, 5.5vw, 3.65rem);
  line-height: 1.08;
  letter-spacing: -0.03em;
  color: var(--color-green-deep);
  margin: 0 0 1.25rem;
}

.hero__lead {
  font-size: 1.15rem;
  color: var(--color-ink-muted);
  max-width: 36rem;
  margin: 0 0 1.75rem;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.hero__note {
  font-size: 0.9rem;
  color: var(--color-ink-muted);
  max-width: 32rem;
}

.hero__panel {
  background: var(--color-green-deep);
  color: #e8e4dc;
  border-radius: var(--radius);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow-soft);
  position: relative;
}

.hero__panel::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 40%;
  height: 100%;
  background: linear-gradient(
    135deg,
    transparent 40%,
    rgba(184, 146, 60, 0.12) 100%
  );
  pointer-events: none;
  border-radius: 0 var(--radius) var(--radius) 0;
}

.hero__panel blockquote {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.2rem;
  line-height: 1.5;
  font-style: italic;
  position: relative;
  z-index: 1;
}

.hero__panel cite {
  display: block;
  margin-top: 1.25rem;
  font-family: var(--font-body);
  font-style: normal;
  font-size: 0.8rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold);
}

/* ——— Sections ——— */
.section {
  padding: 4rem 1.25rem;
}

.section--tight {
  padding-top: 2rem;
}

.section--muted {
  background: linear-gradient(180deg, #eeece6 0%, var(--color-bg) 100%);
}

.section__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.section__head {
  max-width: 40rem;
  margin-bottom: 2.5rem;
}

.section__label {
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-gold-dim);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.section__title {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 600;
  color: var(--color-green-deep);
  margin: 0 0 0.75rem;
  letter-spacing: -0.02em;
}

.section__desc {
  margin: 0;
  color: var(--color-ink-muted);
}

/* Metrics */
.metrics {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}

@media (min-width: 700px) {
  .metrics {
    grid-template-columns: repeat(4, 1fr);
  }
}

.metric {
  background: var(--color-bg-elevated);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 1.35rem 1.25rem;
  box-shadow: var(--shadow-soft);
}

.metric__value {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 600;
  color: var(--color-green-deep);
}

.metric__label {
  font-size: 0.85rem;
  color: var(--color-ink-muted);
  margin-top: 0.35rem;
}

/* Cards grid */
.cards-3 {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 700px) {
  .cards-3 {
    grid-template-columns: repeat(3, 1fr);
  }
}

.card {
  background: var(--color-bg-elevated);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow-soft);
}

.card__tag {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-gold-dim);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.card__title {
  font-family: var(--font-display);
  font-size: 1.15rem;
  margin: 0 0 0.75rem;
  color: var(--color-green-deep);
}

.card p {
  margin: 0;
  font-size: 0.95rem;
  color: var(--color-ink-muted);
}

/* Scorecards */
.scorecards {
  display: grid;
  gap: 1rem;
}

@media (min-width: 800px) {
  .scorecards {
    grid-template-columns: repeat(2, 1fr);
  }
}

.scorecard {
  background: var(--color-bg-elevated);
  border-left: 4px solid var(--color-gold);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 1.35rem 1.5rem;
  border-top: 1px solid var(--color-line);
  border-right: 1px solid var(--color-line);
  border-bottom: 1px solid var(--color-line);
}

.scorecard__pretitle {
  font-size: 0.8rem;
  color: var(--color-ink-muted);
  margin-bottom: 0.25rem;
}

.scorecard__title {
  font-family: var(--font-display);
  font-size: 1.1rem;
  margin: 0 0 0.75rem;
  color: var(--color-green-deep);
}

.scorecard ul {
  margin: 0;
  padding-left: 1.1rem;
  color: var(--color-ink-muted);
  font-size: 0.92rem;
}

.scorecard li {
  margin-bottom: 0.35rem;
}

.scorecard em {
  display: block;
  margin-top: 0.85rem;
  font-style: italic;
  font-size: 0.9rem;
  color: var(--color-ink);
}

/* Steps */
.steps {
  display: grid;
  gap: 1.5rem;
  counter-reset: step;
}

@media (min-width: 800px) {
  .steps {
    grid-template-columns: repeat(4, 1fr);
  }
}

.step {
  position: relative;
  padding-top: 0.5rem;
}

.step::before {
  counter-increment: step;
  content: counter(step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 50%;
  background: var(--color-green-deep);
  color: var(--color-gold);
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 1rem;
}

.step h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  margin: 0 0 0.5rem;
  color: var(--color-green-deep);
}

.step p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--color-ink-muted);
}

/* Pillars */
.pillars {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 768px) {
  .pillars {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* CTA band */
.cta-band {
  background: var(--color-green-deep);
  color: #e8e4dc;
  padding: 3rem 1.25rem;
  text-align: center;
}

.cta-band__inner {
  max-width: 40rem;
  margin: 0 auto;
}

.cta-band h2 {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin: 0 0 0.75rem;
}

.cta-band p {
  margin: 0 0 1.5rem;
  opacity: 0.9;
}

.cta-band .btn--primary {
  background: var(--color-gold);
  color: var(--color-green-deep);
}

.cta-band .btn--primary:hover {
  color: var(--color-green-deep);
}

/* Page hero (inner pages) */
.page-hero {
  padding: 3rem 1.25rem 2.5rem;
  border-bottom: 1px solid var(--color-line);
  background: linear-gradient(180deg, #eeece6 0%, var(--color-bg) 100%);
}

.page-hero__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.page-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 2.75rem);
  color: var(--color-green-deep);
  margin: 0 0 0.75rem;
  letter-spacing: -0.02em;
}

.page-hero .lead {
  font-size: 1.15rem;
  color: var(--color-ink-muted);
  max-width: 42rem;
  margin: 0;
}

/* Prose */
.prose {
  max-width: 42rem;
}

.prose h2 {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: var(--color-green-deep);
  margin: 2.25rem 0 0.75rem;
}

.prose p {
  margin: 0 0 1rem;
  color: var(--color-ink-muted);
}

.prose blockquote {
  margin: 1.5rem 0;
  padding: 1rem 0 1rem 1.25rem;
  border-left: 3px solid var(--color-gold);
  font-family: var(--font-display);
  font-style: italic;
  color: var(--color-ink);
  background: rgba(184, 146, 60, 0.08);
  border-radius: 0 8px 8px 0;
}

.prose ul {
  color: var(--color-ink-muted);
  padding-left: 1.2rem;
}

/* Lists split */
.split-list {
  display: grid;
  gap: 2rem;
}

@media (min-width: 768px) {
  .split-list {
    grid-template-columns: 1fr 1fr;
  }
}

.list-block h3 {
  font-family: var(--font-display);
  color: var(--color-green-deep);
  margin: 0 0 0.75rem;
}

.list-block ul {
  margin: 0;
  padding-left: 1.2rem;
  color: var(--color-ink-muted);
}

/* Contact page */
.form-feedback {
  margin-bottom: 1rem;
  padding: 0.85rem 1rem;
  border-radius: 8px;
  font-size: 0.95rem;
  line-height: 1.5;
}

.form-feedback[hidden] {
  display: none !important;
}

.form-feedback--success {
  background: rgba(20, 82, 65, 0.08);
  border: 1px solid rgba(20, 82, 65, 0.35);
  color: var(--color-green-deep);
}

.form-feedback--error {
  background: rgba(140, 45, 38, 0.08);
  border: 1px solid rgba(140, 45, 38, 0.3);
  color: #5c241f;
}

.form-feedback a {
  color: inherit;
  font-weight: 600;
}

.form-wrap {
  max-width: 32rem;
  background: var(--color-bg-elevated);
  padding: 2rem;
  border-radius: var(--radius);
  border: 1px solid var(--color-line);
  box-shadow: var(--shadow-soft);
}

.form-group {
  margin-bottom: 1.1rem;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 0.35rem;
  color: var(--color-green-deep);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--color-line);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 1rem;
  background: #fff;
}

.form-group textarea {
  min-height: 120px;
  resize: vertical;
}

.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 0.35rem;
}

.chip {
  cursor: pointer;
}

.chip input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.chip span {
  display: inline-block;
  padding: 0.4rem 0.85rem;
  border-radius: 999px;
  border: 1px solid var(--color-line);
  font-size: 0.85rem;
  color: var(--color-ink-muted);
  transition: background 0.2s, border-color 0.2s;
}

.chip input:focus-visible + span {
  outline: 2px solid var(--color-green);
  outline-offset: 2px;
}

.chip input:checked + span {
  background: rgba(26, 77, 58, 0.12);
  border-color: var(--color-green);
  color: var(--color-green-deep);
}

/* Insights list */
.insight-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.insight-item {
  display: block;
  padding: 1.25rem 1.35rem;
  background: var(--color-bg-elevated);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  text-decoration: none;
  color: inherit;
  transition: box-shadow 0.2s, border-color 0.2s;
}

.insight-item:hover {
  box-shadow: var(--shadow-soft);
  border-color: rgba(26, 77, 58, 0.25);
  color: inherit;
}

.insight-item__meta {
  font-size: 0.8rem;
  color: var(--color-gold-dim);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 0.35rem;
}

.insight-item__title {
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: var(--color-green-deep);
  margin: 0 0 0.25rem;
}

.insight-item p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--color-ink-muted);
}

.insight-list--archive {
  display: grid;
  gap: 0.65rem;
  margin-top: 1rem;
}

@media (min-width: 720px) {
  .insight-list--archive {
    grid-template-columns: repeat(2, 1fr);
  }
}

.insight-item--compact {
  padding: 0.85rem 1rem;
}

.insight-item--compact .insight-item__title {
  font-size: 1.02rem;
  margin: 0;
}

.insight-item--compact .insight-item__meta {
  font-size: 0.72rem;
  margin-bottom: 0.2rem;
}

.article-post__meta {
  font-size: 0.88rem;
  color: var(--color-ink-muted);
  margin: 0 0 0.75rem;
}

.article-post h1 {
  margin-top: 0;
}

.article-post__back {
  margin-top: 2rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-line);
}

/* FAQ — jargon buster */
.faq-page .page-hero + .section .faq-intro {
  max-width: 42rem;
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  max-width: 48rem;
}

.faq-item {
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  background: var(--color-bg-elevated);
  overflow: hidden;
}

.section--muted .faq-item {
  background: #fdfcfa;
}

.faq-item summary {
  cursor: pointer;
  list-style: none;
  padding: 1rem 1.15rem;
  font-weight: 600;
  font-size: 1rem;
  color: var(--color-green-deep);
  font-family: var(--font-body);
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "";
  float: right;
  width: 0.55rem;
  height: 0.55rem;
  margin-top: 0.35rem;
  border-right: 2px solid var(--color-gold-dim);
  border-bottom: 2px solid var(--color-gold-dim);
  transform: rotate(45deg);
  transition: transform 0.2s var(--ease);
}

.faq-item[open] summary::after {
  transform: rotate(225deg);
  margin-top: 0.5rem;
}

.faq-item summary:focus-visible {
  outline: 2px solid var(--color-green);
  outline-offset: 2px;
}

.faq-item__body {
  padding: 0 1.15rem 1.1rem;
  border-top: 1px solid var(--color-line);
}

.faq-item__body p {
  margin: 0.75rem 0 0;
  font-size: 0.98rem;
  color: var(--color-ink-muted);
  line-height: 1.62;
}

.faq-item__body p:first-child {
  margin-top: 0.85rem;
}

/* Footer */
.site-footer {
  background: var(--color-green-deep);
  color: #c5d0c9;
  padding: 3rem 1.25rem 2rem;
  font-size: 0.9rem;
}

.site-footer a {
  color: var(--color-gold);
  text-decoration: none;
}

.site-footer a:hover {
  text-decoration: underline;
}

.footer__inner {
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  gap: 2rem;
}

@media (min-width: 700px) {
  .footer__inner {
    grid-template-columns: 1.2fr 1fr;
  }
}

.footer__brand {
  font-family: var(--font-display);
  font-size: 1.25rem;
  color: #f8f6f3;
  margin: 0 0 0.25rem;
}

.footer__tag {
  color: var(--color-gold);
  font-style: italic;
  margin: 0 0 1rem;
}

.footer__disclaimer {
  font-size: 0.75rem;
  line-height: 1.55;
  opacity: 0.85;
  margin: 0;
}

.footer__nav {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.footer__nav strong {
  color: #f8f6f3;
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 0.25rem;
}

/* Tools placeholder */
.tool-placeholder {
  background: #fff;
  border: 1px dashed var(--color-line);
  border-radius: var(--radius);
  padding: 2.5rem 1.5rem;
  text-align: center;
  color: var(--color-ink-muted);
}

.tool-placeholder strong {
  display: block;
  color: var(--color-green-deep);
  margin-bottom: 0.5rem;
}

.tools-grid {
  display: grid;
  gap: 1.15rem;
}

@media (min-width: 640px) {
  .tools-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 960px) {
  .tools-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem;
  }
}

.tool-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 1.35rem 1.4rem;
  background: var(--color-bg-elevated);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}

.tool-card__label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-gold-dim);
  margin: 0 0 0.35rem;
}

.tool-card__title {
  font-family: var(--font-display);
  font-size: 1.18rem;
  color: var(--color-green-deep);
  margin: 0 0 0.5rem;
  line-height: 1.25;
}

.tool-card__classic {
  font-size: 0.78rem;
  color: var(--color-ink-muted);
  margin: 0 0 0.65rem;
}

.tool-card__desc {
  font-size: 0.94rem;
  color: var(--color-ink-muted);
  line-height: 1.55;
  margin: 0 0 1rem;
  flex-grow: 1;
}

.tool-card__cta {
  margin-top: auto;
}

.tool-card__cta .btn {
  width: 100%;
  justify-content: center;
}

.tool-card__hint {
  font-size: 0.72rem;
  color: var(--color-ink-muted);
  margin: 0.5rem 0 0;
  line-height: 1.4;
}

.fineprint {
  margin-top: 1.5rem;
  font-size: 0.8rem;
  color: var(--color-ink-muted);
  max-width: 48rem;
}

.section-actions {
  margin-top: 1rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
}

/* Footer v2 — social, connect, newsletter-ready */
.footer__shell {
  max-width: var(--max);
  margin: 0 auto;
}

.footer__grid {
  display: grid;
  gap: 2rem;
}

@media (min-width: 640px) {
  .footer__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 960px) {
  .footer__grid {
    grid-template-columns: 1.1fr 0.75fr 0.75fr 0.9fr;
    align-items: start;
  }
}

.footer__brand-block .footer__disclaimer {
  margin-top: 0.75rem;
}

.footer__regulatory {
  margin-top: 1rem;
  font-size: 0.72rem;
  line-height: 1.55;
  color: rgba(248, 246, 243, 0.88);
  max-width: 28rem;
}

.footer__fpsb {
  margin-top: 0.85rem;
  font-size: 0.62rem;
  line-height: 1.45;
  color: rgba(248, 246, 243, 0.7);
  max-width: 32rem;
}

.footer__heading {
  display: block;
  color: #f8f6f3;
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin: 0 0 0.65rem;
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.footer__links a {
  color: #e8e4dc;
  opacity: 0.92;
}

.footer__links a:hover {
  color: var(--color-gold);
  opacity: 1;
}

.social-icons {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

.social-icons a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--color-gold);
  transition: background 0.2s var(--ease), color 0.2s var(--ease);
}

.social-icons a:hover {
  background: rgba(184, 146, 60, 0.25);
  color: #fdfcfa;
  text-decoration: none;
}

.social-icons svg {
  width: 1.05rem;
  height: 1.05rem;
  fill: currentColor;
}

.newsletter-panel {
  max-width: 36rem;
  background: var(--color-bg-elevated);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 2rem 1.5rem;
  box-shadow: var(--shadow-soft);
}

.newsletter-panel h2 {
  font-family: var(--font-display);
  color: var(--color-green-deep);
  margin: 0 0 0.5rem;
  font-size: 1.35rem;
}

.newsletter-panel .newsletter-lead {
  margin: 0 0 1.25rem;
  color: var(--color-ink-muted);
  font-size: 0.98rem;
}

.newsletter-form {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
}

.newsletter-form label {
  flex: 1;
  min-width: 12rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-green-deep);
}

.newsletter-form input[type="email"] {
  width: 100%;
  margin-top: 0.35rem;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--color-line);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 1rem;
}

.newsletter-teaser {
  padding: 2rem 1.25rem;
  background: linear-gradient(180deg, #e8e4d8 0%, var(--color-bg) 100%);
  border-top: 1px solid var(--color-line);
  border-bottom: 1px solid var(--color-line);
}

.newsletter-teaser__inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
}

.newsletter-teaser h2 {
  font-family: var(--font-display);
  font-size: 1.2rem;
  color: var(--color-green-deep);
  margin: 0 0 0.25rem;
}

.newsletter-teaser p {
  margin: 0;
  color: var(--color-ink-muted);
  font-size: 0.95rem;
}